A simple accounts receivable platform for Australian companies
Aria automatically runs the time-consuming frustration of getting you paid. Aria makes phone calls for you, organises SMS messages to be sent, ensures your emails go out smoothly, covers your monthly statements, and even handles contractual late fees.
You have one straightforward ledger sequence mapped out, meaning no constantly chasing up, no aggrieved clients, and most importantly - you get your time back.
Five jobs, one sequence
You set the terms once. Time to Pay works the aging report every morning, inside the contact rules you approve.
Aria calls your overdue accounts for you and provides your clients with a simple payment link to get you paid straight away.
Aria send through short reminders with the invoice number and a direct pay link.
The same ledger: What’s open, what’s due, what’s already paid.
Month-end statements as PDFs, emailed to the accounts contact, filed against the customer.
Only if your terms already allow them. Calculated, shown on the statement.
A normal 30 / 60 / 90 day cycle
Take a look at our days in the sequence. We have emails pre-written for you that are simple for clients to understand and don't place any friction whatsoever on the payment transaction. So you get paid faster.
The statement goes out with just one payment button. Aria calls the same day. She can hand them the invoice, or the pay link, so they can pay while she is still on the line.
Click a figure or a customer. The file opens beside the list: contact, invoice, fee, and what has already been sent.
Pay in one movement
One page, any payment method.
Contractual only
Time to Pay will not add a late fee unless the customer's terms already say so. Our software helps our clients proactively save money by not running foul of those rules. It's good for the client because they save money, and it's good for you because you don't need to chase money anymore.
Invoice
A standard Xero invoice, then the same figures dressed as the company that sent them. The invoice stays $420.00. The late fee, if there is one, stays on its own line.
Standard Xero
Northline Electrical
14 Guthrie St, Osborne Park WA
ABN 82 441 903 221
To: Harbour & Co
Mark Brennan, accounts
Fremantle WA
| Switchboard upgrade · 5 Sep 2026 | $381.82 |
| GST | $38.18 |
| Total AUD | $420.00 |
Due 19 Sep 2026. Please pay within the terms.
Bank: BSB 066-000 Account 1234 5678 Ref H-1044
Amount due $420.00. Quote H-1044 on the transfer.
No pay button. No QR. The customer types the BSB.
Northline Electrical
Harbour & Co · Mark Brennan
Switchboard upgrade · 5 Sep 2026
Due 19 Sep 2026 · GST incl.
| Invoice | $420.00 |
| Late fee | None |
GST included in the $420.00.
PayID northline@osborne · ABN 82 441 903 221
Peel Cabinets
Nora Singh · Mandurah showroom
Kitchen cabinet install · 12 Aug 2026
Due 26 Aug 2026 · GST incl.
| Invoice | $420.00 |
| Late fee, own line | $42.00 |
GST included in the $420.00.
PayID pay@peelcabinets · ABN 19 228 441 006
Simple pricing